A WireMock simulation of Wells Fargo's REST API — covering ACH payments, instant credit transfers, foreign exchange, open banking, and treasury reporting.
A shared instance of this template runs on a public endpoint — call it right now from curl, an SDK, or an AI agent. Responses are fixed examples and behavior can't be changed; rate limits apply.
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A running WireMock Cloud instance of this template, callable right now from a terminal, a script, or an AI agent.
Endpoints
GET Get ACH Payment Status
curl -s -X GET 'https://q4eme.wiremockapi.cloud/ach/v2/payments/your-payment_id'POST Generate Transaction Report
curl -s -X POST 'https://q4eme.wiremockapi.cloud/treasury/transaction-reporting/v3/transactions/report' \
-H 'Content-Type: application/json' \
-d '{}'GET AISP: Get All Products
curl -s -X GET 'https://q4eme.wiremockapi.cloud/open-banking/v3.1/aisp/products'Spec catalog — Wells Fargo API - Merged (1.0.0) · 113 endpoints
| Method | Path | Summary |
|---|---|---|
| GET | /ach/v2/payments/{payment_id} | Get ACH Payment Status |
| POST | /ach/v2/payments/credit-transfers | ACH Credit Transfer |
| POST | /ach/v2/payments/direct-debits | ACH Direct Debit |
| GET | /banks | Lookup Bank Information |
| POST | /commercial/fraud/positive-pay/v1/check-issues | Submit Check Issues |
| POST | /commercial/payments/v1/transactions | Initiate Wire Transaction |
| POST | /commercial/payments/v1/transactions/search | Search Wire Transactions |
| GET | /credit-cards/catalog/v2/products | Get Credit Card Product Pricing |
| POST | /foreign-exchange/country-currency-rules | Get Country Currency Rules |
| GET | /foreign-exchange/customer-rate-sheets | Get Customer Rate Sheets |
| POST | /foreign-exchange/deals | Create FX Deal |
| POST | /foreign-exchange/deals/from-quotes | Create FX Deal from Quote |
| POST | /foreign-exchange/deals/offset | Create FX Offset Deal |
| POST | /foreign-exchange/deals/search | Search FX Deals |
| GET | /foreign-exchange/global-rate-sheets | Get Global Rate Sheets |
| POST | /foreign-exchange/payments | Submit FX Payment |
| POST | /foreign-exchange/payments/one-step | One-Step FX Payment |
| POST | /foreign-exchange/payments/status | Get FX Payment Status |
| POST | /foreign-exchange/payments/validate | Validate FX Payment |
| POST | /foreign-exchange/quotes | Create FX Quote |
| POST | /foreign-exchange/quotes/cancel | Cancel FX Quote |
| POST | /foreign-exchange/quotes/offset | Create FX Offset Quote |
| GET | /foreign-exchange/rates | Get FX Rates |
| POST | /foreign-exchange/reference-rate-sheets | Get Reference Rate Sheets |
| POST | /instant-payments/v1/credit-transfers | Create Instant Payment Credit Transfer |
| GET | /instant-payments/v1/credit-transfers/{uetr} | Get Instant Payment Credit Transfer |
| GET | /instant-payments/v1/routing-numbers/verify/{routing_number} | Verify Routing Number |
| POST | /instant-payments/v1/search | Search Instant Payments |
| GET | /locator/v2/wf-locations | Get Wells Fargo Locations |
| POST | /open-banking/v3.1/aisp/account-access-consents | Create Account Access Consents |
| DELETE | /open-banking/v3.1/aisp/account-access-consents/{ConsentId} | Delete Account Access Consents |
| GET | /open-banking/v3.1/aisp/account-access-consents/{ConsentId} | Get Account Access Consents |
| GET | /open-banking/v3.1/aisp/accounts | Get Accounts |
| GET | /open-banking/v3.1/aisp/accounts/{AccountId} | Get Accounts |
| GET | /open-banking/v3.1/aisp/accounts/{AccountId}/balances | Get Balances |
| GET | /open-banking/v3.1/aisp/accounts/{AccountId}/beneficiaries | Get Beneficiaries |
| GET | /open-banking/v3.1/aisp/accounts/{AccountId}/direct-debits | Get Direct Debits |
| GET | /open-banking/v3.1/aisp/accounts/{AccountId}/offers | Get Offers |
| GET | /open-banking/v3.1/aisp/accounts/{AccountId}/parties | Get open-banking v3.1 aisp accounts by AccountId parties. |
| GET | /open-banking/v3.1/aisp/accounts/{AccountId}/party | Get Party |
| GET | /open-banking/v3.1/aisp/accounts/{AccountId}/product | Get Products |
| GET | /open-banking/v3.1/aisp/accounts/{AccountId}/scheduled-payments | Get Scheduled Payments |
| GET | /open-banking/v3.1/aisp/accounts/{AccountId}/standing-orders | Get Standing Orders |
| GET | /open-banking/v3.1/aisp/accounts/{AccountId}/statements | Get Statements |
| GET | /open-banking/v3.1/aisp/accounts/{AccountId}/statements/{StatementId} | Get Statements |
| GET | /open-banking/v3.1/aisp/accounts/{AccountId}/statements/{StatementId}/file | Get Statements |
| GET | /open-banking/v3.1/aisp/accounts/{AccountId}/statements/{StatementId}/transactions | Get Transactions |
| GET | /open-banking/v3.1/aisp/accounts/{AccountId}/transactions | Get Transactions |
| GET | /open-banking/v3.1/aisp/balances | Get Balances |
| GET | /open-banking/v3.1/aisp/beneficiaries | Get Beneficiaries |
| GET | /open-banking/v3.1/aisp/direct-debits | Get Direct Debits |
| GET | /open-banking/v3.1/aisp/offers | Get Offers |
| GET | /open-banking/v3.1/aisp/parties | Get open-banking v3.1 aisp parties. |
| GET | /open-banking/v3.1/aisp/party | Get Party |
| GET | /open-banking/v3.1/aisp/products | Get Products |
| GET | /open-banking/v3.1/aisp/scheduled-payments | Get Scheduled Payments |
| GET | /open-banking/v3.1/aisp/standing-orders | Get Standing Orders |
| GET | /open-banking/v3.1/aisp/statements | Get Statements |
| GET | /open-banking/v3.1/aisp/transactions | Get Transactions |
| POST | /open-banking/v3.1/cbpii/funds-confirmation-consents | Create Funds Confirmation Consent |
+53 more endpoints in the full spec.
Unauthenticated WireMock Cloud demo sandbox for Wells Fargo — not an official Wells Fargo sandbox, and it returns simulated example data only.
Wells Fargo's developer gateway is many products, and the template merges them behind one host — ACH origination, instant payments, foreign exchange, open banking, treasury reporting, commercial payments, and reference lookups like the branch locator. The behavioral details ring true: posting a credit transfer generates a unique UETR — the SWIFT tracking id — with a current timestamp on every call, routing-number verification reports RTP and Fedwire eligibility flags, and an ACH status lookup answers with SEC codes and file references the way a payment operations team would expect.
Nothing — noteworthy for banking APIs, where the real gateway involves OAuth client enrollment, mutual TLS certificates, and a signed agreement before any endpoint answers. The mock drops every gate, so integration code reaches request-response testing months before a production onboarding would allow.
Because Wells Fargo built its open-banking product on the UK Open Banking (OBIE) v3.1 standard, and the template preserves that: Data envelopes, SchemeName-qualified account identifiers, Booked transaction statuses. Any parser written for OBIE payloads — from the UK ecosystem or otherwise — digests these responses directly.
Its status is permanently PENDING, even though each POST mints a new UETR and stamps the current time. Confirmation-polling loops therefore need a private copy where you script the follow-up states — ACCEPTED, REJECTED, or RETURNED — and replay the transition your reconciliation code must survive.
Treat them as stage money. A quote reports the same USD-to-EUR rate with the same amounts whatever you submit, which is ideal for snapshot-testing rate display and quote-expiry handling, and useless for anything resembling market data. Live pricing only ever comes from the real desk.
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