A WireMock simulation of Plaid's REST API — covering bank statement inventories, statement downloads, and refresh.
A shared instance of this template runs on a public endpoint — call it right now from curl, an SDK, or an AI agent. Responses are fixed examples and behavior can't be changed; rate limits apply.
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A running WireMock Cloud instance of this template, callable right now from a terminal, a script, or an AI agent.
Endpoints
POST List Statements
curl -s -X POST 'https://w2lz1.wiremockapi.cloud/statements/list' \
-H 'Content-Type: application/json' \
-d '{}'POST Download Statement
curl -s -X POST 'https://w2lz1.wiremockapi.cloud/statements/download' \
-H 'Content-Type: application/json' \
-d '{}'POST Refresh Statements
curl -s -X POST 'https://w2lz1.wiremockapi.cloud/statements/refresh' \
-H 'Content-Type: application/json' \
-d '{}'Spec catalog — The Plaid API (2020-09-14_1.688.6) · 3 endpoints
| Method | Path | Summary |
|---|---|---|
| POST | /statements/download | Retrieve a single statement. |
| POST | /statements/list | Retrieve a list of all statements associated with an item. |
| POST | /statements/refresh | Refresh statements data. |
Unauthenticated WireMock Cloud demo sandbox for Plaid — not an official Plaid sandbox, and it returns simulated example data only.
The product is three routes — an inventory, a download, a refresh — and the inventory carries the detail: the Plaid Checking account with a two-entry statement history, January 2024 and December 2023, each entry holding month, year, and posting date inside the institution envelope. The statement ids read like documentation (stmt_january_2024), which keeps test assertions legible in a way production's opaque identifiers never are, and the download route serves a stand-in document body for any id you name.
A JSON-quoted base64 string that decodes to a one-line PDF stand-in. Production serves raw binary with a Plaid-Content-Hash header, so a client built here needs one adjustment for the real thing — decode the string here, stream bytes there. Everything around the fetch carries over unchanged: statement selection, storage, retry.
The download route matches on path alone — no statement_id is validated, so asking for a month the inventory never mentions succeeds and returns the same body. A history that actually spans accounts and years, with per-id documents, is stub editing in a WireMock Cloud copy rather than anything this instance distinguishes.
You don't, here — the route acknowledges with a request_id and the sandbox's role ends there, since completion signals travel by webhook in production. Drive the post-refresh branch of your code directly in tests and treat the ack as the contract being checked.
Nothing on this instance checks credentials — every route answers without a token. The Item bookkeeping that governs statements access in production is modeled by the Items & Webhooks template; pair the two when a test needs consent state on one side and statement retrieval on the other.
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